For answers to your real estate needs, make it easy on yourself and call Michael and Petra at: 928-763-3363 when buying or selling a home.

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School Reports in Bullhead City, Mohave Valley and Fort Mohave, Arizona

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Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

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Q	What is considered the oldest surviving non-native building in the U.S.?
A	The governor's palace in Sante Fe, New Mexico, built in 1609, was constructed with materials and methods adapted from the native Indians.
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Michael and Petra Fahey, REALTOR®, real estate agent and broker for Bullhead City, Mohave Valley and Fort Mohave Arizona home listings, property and land for sale - NUMBER1EXPERT™

Michael & Petra Fahey
Country Ranch GMAC Real Estate
1858 Highway 95
Bullhead City, AZ. 86442
Direct: 928-763-3363
Office: 928-704-8811
Toll Free: 877-492-GMAC
Email: Petra@TeamFahey.com
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